Most people think of estate planning as something that matters after death. You sign a will. Maybe you create a trust. You name a few people you trust. You tuck everything away somewhere safe and think, “Good. That is handled.” But here is the part people do not always realize.
The phone call rarely comes at a convenient time. Your father has fallen and is in the hospital. The doctor says he is medically stable, but he cannot safely return home alone. The hospital expects to discharge him tomorrow. No one has access to his bank accounts. No one knows
Divorce changes nearly every part of your life. Property is divided. Accounts are separated. Living arrangements change. Family routines are rewritten. Even the small things, like who handles the insurance or where important paperwork is kept, may suddenly look completely different. Once the divorce is final, most people are ready
